BOI Recruitment 2026 Apply Online for 779 Credit Officer Posts, Notification Out

If you are looking for the latest BOI Recruitment 2026, then here is excellent news for banking aspirants. Bank of India has officially released the Bank of India Recruitment Notification 2026 for 779 Credit Officer (General Banking Officer Stream) vacancies in MMGS-II, MMGS-III and SMGS-IV scales.

Interested candidates can complete the BOI Recruitment 2026 Apply Online process from 30 June 2026 through the official website. The last date to submit the online application form is 20 July 2026.

BOI Recruitment 2026

BOI Recruitment 2026 Overview

Particular	Details
Organization	Bank of India
Post Name	Credit Officer (General Banking Officer Stream)
Advertisement No.	Project No. 2026-27/01
Total Vacancies	779 Posts
Application Mode	Online
Online Registration Starts	30 June 2026
Last Date to Apply	20 July 2026
Age Calculation Date	01 June 2026
Qualification Date	01 June 2026
Exam Date	To Be Announced
Job Location	Anywhere in India
Official Website	bankofindia.bank.in

BOI Recruitment Notification 2026

The Bank of India Recruitment Notification 2026 has been officially released for the recruitment of 779 Credit Officer vacancies under the General Banking Officer (GBO) Stream.

The recruitment includes vacancies in:

MMGS-II
MMGS-III
SMGS-IV

Candidates possessing the required educational qualification and relevant banking experience can submit their applications online before the closing date.

BOI Recruitment 2026 Highlights

Particular	Information
Bank Name	Bank of India
Recruitment Year	2026
Notification Status	Released
Vacancies	779
Apply Online	Starts 30 June 2026
Last Date	20 July 2026
Selection	Online Exam + Interview
Salary	Up to ₹1.20 Lakh Basic Pay
Job Type	Permanent Government Bank Job

BOI Job Vacancies 2026

Bank of India has announced 779 vacancies for Credit Officers.

Scale-wise Vacancy

Scale	Vacancies
MMGS-II	677
MMGS-III	61
SMGS-IV	41
Total	779

Category-wise Vacancy Details

Category	Vacancy
SC	118
ST	59
OBC	205
EWS	80
General	317
Total	779

Important Dates

Event	Date
Notification Released	01 June 2026
Online Application Starts	30 June 2026
Last Date to Apply	20 July 2026
Last Date for Fee Payment	20 July 2026
Admit Card	Before Exam
Online Examination	To be Announced

Application Fee

Category	Fee
SC/ST/PwBD	₹175
General/OBC/EWS	₹850

Payment can be made through:

Debit Card
Credit Card
Internet Banking
UPI
QR Code
Mobile Wallet

BOI Recruitment Eligibility Criteria

Candidates applying for BOI Recruitment 2026 must satisfy all eligibility conditions mentioned in the official notification.

Applicants should possess:

Indian Citizenship
Required Educational Qualification
Relevant Banking Experience
Required Age Limit
Required Professional Certification (where applicable)

Only eligible candidates should submit the online application.

Age Limit

Post	Minimum	Maximum
MMGS-II	25 Years	32 Years
MMGS-III	28 Years	38 Years
SMGS-IV	32 Years	45 Years

Age Relaxation

Category	Relaxation
SC/ST	5 Years
OBC	3 Years
PwBD	10 Years
Ex-Servicemen	5 Years

BOI Salary 2026

The selected candidates will receive an attractive salary along with DA, HRA, CCA, Medical Benefits, Leave Travel Concession, Pension Benefits and other allowances.

Scale	Basic Pay
MMGS-II	₹64,820 – ₹93,960
MMGS-III	₹85,920 – ₹1,05,280
SMGS-IV	₹1,02,300 – ₹1,20,940

BOI Recruitment 2026 Qualification (Post-wise)

Candidates applying for BOI Recruitment 2026 Apply Online must possess the required educational qualification and banking experience as prescribed in the official Bank of India Recruitment Notification 2026. The eligibility is calculated as on 01 June 2026.

Educational Qualification

Candidates must have:

Graduation in any discipline from a recognized University.
Minimum 60% marks (55% for SC/ST/OBC/PwBD candidates where applicable).
Percentage should be calculated as per the University norms.
CGPA/OGPA should be converted into percentage.
Candidates must possess the required qualification on or before 01 June 2026.

BOI Recruitment 2026 Qualification (Experience)

The Bank has prescribed different experience requirements for each scale.

MMGS-II (Credit Officer)

Candidates should have relevant experience in:

Credit Appraisal
Credit Processing
Loan Management
Retail Banking
Corporate Banking
Branch Banking
Credit Monitoring

Relevant experience in Scheduled Commercial Banks, Financial Institutions or similar organizations is required.

MMGS-III

Applicants must possess higher-level experience in:

Credit Administration
Loan Sanction
Corporate Credit
MSME Credit
Risk Assessment
Branch Operations
Banking Management

SMGS-IV

Candidates should possess extensive experience in:

Credit Risk Management
Corporate Credit
Banking Administration
Senior Banking Operations
Team Leadership
Credit Portfolio Management

BOI Recruitment Selection Process

Selection will be based on

Stage 1

Online Examination

↓

Stage 2

Personal Interview

↓

Stage 3

Document Verification

↓

Stage 4

Medical Examination

↓

Final Merit List

The final merit list will be prepared based on

Online Examination
Personal Interview

Weightage

Test	Weightage
Online Examination	70%
Interview	30%

BOI Online Exam Pattern

The online examination consists of Objective Type Questions.

Subject	Questions	Marks
English Language	25	25
Professional Knowledge	100	100
Total	125	125

Exam Duration

120 Minutes

Negative Marking

✔ Yes

¼ mark will be deducted for every incorrect answer.

BOI Recruitment 2026 Syllabus

Professional Knowledge includes

Credit Management
Banking Awareness
RBI Guidelines
Financial Statements
Loan Processing
MSME Finance
Corporate Banking
Retail Banking
Credit Risk
Banking Regulations

English Language includes

Reading Comprehension
Error Detection
Vocabulary
Grammar
Sentence Rearrangement
Cloze Test

BOI Recruitment Apply Online 2026

Eligible candidates can complete the BOI Recruitment Apply Online process through the official Bank of India website.

Steps to Apply

Step 1

Visit the official website.

Step 2

Click on

Career

↓

Recruitment of Credit Officers 2026

Step 3

Click

Apply Online

Step 4

Complete New Registration.

Step 5

Fill the online application form carefully.

Step 6

Upload

Passport Photograph
Signature
Left Thumb Impression
Handwritten Declaration
Educational Certificates
Experience Certificates

Step 7

Pay Application Fee.

Step 8

Submit the application.

Step 9

Download the application form.

Step 10

Take a printout for future reference.

Documents Required

Applicants should keep the following documents ready.

Passport Size Photograph
Signature
Left Thumb Impression
Handwritten Declaration
Graduation Certificate
Experience Certificate
Category Certificate
PwBD Certificate (if applicable)
Aadhaar Card
PAN Card
Valid Email ID
Mobile Number

Important Instructions

Apply only through Online Mode.
Multiple applications are not allowed.
Upload clear documents.
Keep your registered mobile number active.
Preserve Registration Number and Password.
Download the application form after submission.
Carry original documents during Interview.
Candidates can apply for only one post.

Important Links	Link
Recruitment Notification PDF	Click Here
Official website	Click Here
Apply Online	Click Here
Home Page	Click Here
Join the Facebook Channel	Click Here
Join the Telegram Channel	Click Here
Join the WhatsApp Group	Click Here

Frequently Asked Questions (FAQs) – BOI Recruitment 2026

1. What is BOI Recruitment 2026?

BOI Recruitment 2026 is the latest recruitment drive conducted by Bank of India for the appointment of 779 Credit Officers (General Banking Officer Stream) in MMGS-II, MMGS-III, and SMGS-IV scales across India.

2. How many vacancies are available under BOI Recruitment 2026?

According to the official Bank of India Recruitment Notification 2026, there are 779 vacancies for Credit Officer posts.

3. When was the BOI Recruitment Notification 2026 released?

The official notification was released on 01 June 2026.

4. What is the starting date to apply online for BOI Recruitment 2026?

The BOI Recruitment 2026 Apply Online process starts from 30 June 2026.

5. What is the last date to apply for BOI Recruitment 2026?

The last date for online registration and fee payment is 20 July 2026.